Leasing vs. Buying Comparison

Should You Buy or Lease? The Decision Is Made Easy When You Shop at Allen Samuels Chrysler Dodge Jeep Ram

Here at Allen Samuels Chrysler Dodge Jeep Ram, we understand that shopping for a new vehicle is a huge step that comes with a variety of different questions. Which brand should you drive? Do you want to drive a midsize sedan, crossover or pickup truck? Should you finance or lease? Now that you have the first two questions settled, we can assist you with the latter. Ultimately, the decision will depend on a number of different factors, including how much you drive and how long you're looking to drive the vehicle for.

Our finance center is staffed with a knowledgeable finance team that's here to assist you the difficult decision of deciding whether to buy or lease. To help you make your decision, we want you to consider the advantages and disadvantages for both types of financing. This way, you can drive home a new vehicle on your terms, not anyone else's.

Understanding Leasing a New Chrysler, Dodge, Jeep or Ram

The most obvious advantage to leasing is that it costs less upfront. This, of course, means that you can drive a top-of-the-line vehicle that you may not have been able to afford if you chose to buy. Have you always dreamt of driving Jeep Grand Cherokee or a Chrysler 300? Do you see yourself upgrading every two or three years? If yes, leasing makes the most sense for you. Not only will you save more up front, but service maintenance is often included in your warranty.

What you should know about leasing is that you're often restricted to the number of miles that you may drive, which is fine for drivers that spend less time behind the wheel. It also should be mentioned that leases hold the driver responsible for excessive wear and tear, which is typically not a problem for drivers that already care for their vehicle.

Understanding Buying a New Chrysler, Dodge, Jeep or Ram

If you're looking to buy, it's likely because you want to own the vehicle and keep it for as long as you enjoy driving it. In addition to ownership, you can modify and drive the vehicle as you please since you're not restricted to the same agreement that comes with leasing, such as mileage.

These perks, however, come with restrictions. When you buy, the vehicle depreciates about 20 percent the minute you drive it off of the lot, and even more-so over time. Not to mention, auto loan payments are typically much higher than a lease payment because you're paying off the entire price of the vehicle. The upfront costs are also much higher, as you're typically required to pay for the down payment, registration, taxes and any other fees that are required at the time of purchase.

Drive Home a New Chrysler, Dodge, Jeep or Ram on You Terms

Whether you ultimately choose to buy or lease, our expert finance staff is here to help you. To get started with the financing process today, consider joining us at our 1421 E 30th Avenue location in Hutchinson at your convenience.


Allen Samuels Chrysler Dodge Jeep Ram

1421 E 30th Ave
Directions Hutchinson, KS 67502

  • Sales: (620) 665-5567
  • Service: (620) 665-5567
  • Parts: (620) 665-5567


  • Monday 8:00am - 7:00 pm
  • Tuesday 8:00am - 7:00 pm
  • Wednesday 8:00am - 7:00 pm
  • Thursday 8:00am - 7:00 pm
  • Friday 8:00am - 7:00 pm
  • Saturday 8:00 am - 6:00 pm
  • Sunday Closed
  1. Allen Samuels Chrysler Dodge Jeep Ram

    1421 E 30th Ave
    Hutchinson, KS 67502

    • Sales: (620) 665-5567
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